Buying a Condo/Apartment - Is Everywhere a Major Flood Risk?

Figured I’d crowd source a bit here. I grew up in Michigan most of my life. I lived in Honolulu, Hawaii for the past few years and I absolutely loved it. I decided to move back to Michigan at the end of 2024 because it seemed to be smarter in the long run due to extremely high cost of living and limited career growth opportunities there.

Long story short - I miss it so much already. I’m looking to see if I can transfer to a different job in my field somewhere new. I’m hoping to maybe find a happy medium on the mainland where I can get back some of the things I loved most about Hawaii, but be a bit closer to family, have it be a bit more affordable, etc.

After looking at various cities, I am strongly considering Fort Lauderdale. I realize the cons. It’s hot/humid and it’s flat so there aren’t any mountains. However, I think I can put up with those things. The summer heat is better than the bitter cold winter. There are many pros that are similar to Hawaii. I really value being 10-15 minutes from the beach so I can go on daily oceanside runs and prioritize my physical/mental well-being. It seems to be a cultural melting pot and I love different cuisines. Beautiful women and lovely nightlife. Many places to go get brunch or dinner/drink dates and watch sunsets. I realize sun sets opposite of the Atlantic but it still makes for a beautiful sky.

One thing I can’t seem to get over mentally is the flood risk. Between reading about historic street floods and cars underwater, pipes bursting in Camden apartments in Fort Lauderdale, and Surfside condos collapse in Miami, etc…it seems like there isn’t anywhere close to town or the beach that doesn’t have a major risk of flooding.

Any advice on where to buy? Anywhere that is safe from flooding that isn’t a mansion on stilts? From the outside looking in, seems like people really just roll the dice with their life savings on housing and cars that could be totally destroyed within a matter of months after move in. Not to mention sentimental items that can’t be replaced. That’s not even considering the cost of insurance, new housing laws, etc.